Alpha Bank S.A. (OTCPK:ALBKY) Q3 2025 Earnings Call November 7, 2025 5:00 AM EST
Company Participants
Iason Kepaptsoglou – Head of Investor Relations
Vasilis Psaltis – CEO & Executive Director
Vassilios Kosmas – Chief Financial Officer
Konstantinos Sarafopoulos – Group’s Chief Investment Officer
Conference Call Participants
Alexander Demetriou – Jefferies LLC, Research Division
Gabor Kemeny – Bernstein Autonomous LLP
Filippo Munari – JPMorgan Chase & Co, Research Division
Alexander Kantarovich – Roemer Capital (Europe) Limited
Ilija Novosselsky – BofA Securities, Research Division
Alberto Nigro – Mediobanca – Banca di credito finanziario S.p.A., Research Division
Presentation
Operator
Ladies and gentlemen, thank you for standing by. I am Jota, your Chorus Call operator. Welcome, and thank you for joining the Alpha Bank conference call to present and discuss the 9 months 2025 financial results. [Operator Instructions] The conference is being recorded. [Operator Instructions]
At this time, I would like to turn the conference over to Alpha Bank management. Gentlemen, you may now proceed.
Iason Kepaptsoglou
Head of Investor Relations
Hello, everyone, and welcome to the presentation of our third quarter results. I’m Iason Kepaptsoglou, Alpha Bank’s Head of Investor Relations. Our CEO, Vassilios Psaltis, will lead the call with the usual summary and a few updates. Our CFO, Vassilios Kosmas, will then go through this quarter’s numbers in some detail. Q&A will come at the end, and we should wrap up within the hour.
Vassili, over to you.
Vasilis Psaltis
CEO & Executive Director
Good morning, everyone, and thank you for joining our call. Let’s start with the usual overview of financial results on Slide 4, please. As you can see, reported profits for the 9 months stood at EUR 704 million, already more than what we have made in the preceding fiscal years. Earnings per share of EUR 0.27 are 73% of the target we have set for the year. This translates into a 13.9% normalized return on
