Through the initiative and technological support of the
country’s first digital bank, Birbank, a project has been
implemented that marks the beginning of a new era in the public
transportation system. As part of a joint initiative with BakıKart,
passengers can now pay for metro rides in Baku Metro using any
NFC-enabled bank card, regardless of which bank issued it.
This innovation benefits not only Kapital Bank customers but
also users of all other banks, providing equal convenience and
accessibility. In addition, the new system supports payments via
Apple Pay and Google Pay, while continuing to accept Birbank,
BakıKart, and m10 payments – offering passengers more freedom of
choice and greater comfort.
The NFC payment system, which supports digital transactions and
cashless use of public transport, is planned to be implemented on
city bus routes by the end of the year.
The partnership between Birbank and BakıKart had previously
introduced QR payments in public transport. Thanks to this
solution, passengers traveling by metro and bus in Baku and the
Absheron region can easily pay their fares using a QR ticket
generated in the Birbank mobile app, without the need for a
physical card.
Birbank, the trademark of Kapital Bank and a provider of the
latest digital innovations and banking products, serves its
customers through a mobile application with more than 3 million
active users, as well as the largest branch network in Azerbaijan,
consisting of 118 branches and 53 service offices. Until 2025, the
bank operated under the name Kapital Bank, the country’s first bank
and it’s a part of PASHA Holding. Kapital Bank continues its
activities as a financial institution. For more information about
the bank’s products and services, you can visit https://birbank.az/, call the 196
Information Center, or reach out through the bank’s various social
media pages.
